NIBSS Reconciliation File Extractor

Finance and ops teams at fintechs, banks, and payment service providers who handle NIBSS inward/outward files during daily or monthly reconciliation
Tech-enabled finance teams who want a repeatable, clean process to transform multiple NIBSS zipped CSVs into one reconciliable dataset.
Anyone tired of manually unzipping, filtering, and merging NIBSS data in Excel.

Select ZIP files: Upload multiple NIBSS ZIP files (e.g. “inward txnlog”, “outward success”, etc.)
Choose filter preference: Indicate whether you’re extracting inwards, outwards, and whether you’re working with txnlog or success files.
Specify output folder: Choose where you want the final merged CSV to be saved.
Click Process: The app unzips, filters, parses, and merges all valid files into one clean CSV — ready for reconciliation or import.

Speed: Process hundreds of files in seconds — no more manual copy-paste in Excel.
Consistency: Automatically apply your file preference rules across all ZIPs.
Clean output: The result is a single, structured CSV — one source of truth for reconciliation.
Audit-friendly: Files are logged, tagged by type, and traceable by product/source.

Automation: Instead of downloading and merging, Recital Flow pulls NIBSS files, PSP data, and ledger entries automatically and reconciles them daily.
Intelligence: Uses AI to suggest possible matches for unmatched entries and flags suspicious discrepancies early.
Integration-ready: Plug into your core systems, databases, or spreadsheets for real-time reconciliation.
Visibility: Dashboards and daily reports show your reconciliation status by provider, account, or product.

This tool is just the beginning.

Recital integrates directly with your ledgers, PSPs, and bank records—automating reconciliation daily and flagging mismatches instantly

Security Note:

We do not store any of your data. All processing is local to your machine.

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